Short, source-based explanations for homeowners dealing with storm damage, repair estimates and insurance paperwork. Demore provides contractor documentation and construction expertise — not legal advice or public-adjusting services.
How contractors document omitted or under-scoped repair items after the carrier's first estimate.
Read answerWhat Ohio Administrative Code 3901-1-54 says about a reasonably comparable appearance when replacement items do not match.
Read answerA plain-English explanation of actual cash value, replacement cost value and why the first payment may not equal the full replacement cost.
Read answerWhat depreciation is, when it may be recoverable under a policy and what documentation homeowners commonly need after repairs.
Read answerWhere Ohio consumers can submit a complaint and what supporting documentation to organize first.
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